Commercial Insurance

At Bernadette O’Hare Insurance Services we have access across a wide range of insurers. Get a tailored solution to fit your requirements

Commercial Insurance Services

Commercial Liability Insurance

Whether you are a large company or a sole trader you will require a liability insurance policy in force to protect your business.

A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability

Commercial Combined Insurance

Commercial combined insurance is an essential insurance package for businesses of all sizes and types. By combining your business insurance with all the extras that your individual business needs to be adequately covered, Why not have everything under a single comprehensive policy. Our commercial combined insurance policies are extremely flexible to ensure that you get just what you need whilst saving time and money

Contractors All Risks Insurance

Contractor’s all risks insurance is a type of policy that offers cover for ongoing work on a construction site. This type of insurance is a non-standard insurance policy, particularly useful for contractors, builders, plumbers, and electricians, who might find themselves working on a construction site.
Contractor’s all risks insurance has a broad spectrum of covers, and includes cover for your contract works, your own plant, your tools and equipment, your employees’ tools, hired-in property and temporary buildings during construction, as well as their fixtures and fittings.

Professional Indemnity Insurance

If you are giving advice or offering services then this is the cover for you. This will protect you against legal costs and claims for damages caused to third parties which may arise out of mislead advice.
Regardless of how many years experience your firm may have, there is always the possibility you (or one of your team) could make a mistake. Professional indemnity insurance covers against a wide range of scenarios, including:

  • Professional negligence (i.e. making a mistake in a piece of work for a client)
  • Loss of documents or data
  • Unintentional breach of copyright and/or confidentiality
  • Defamation and libel
  • Loss of goods or money (your own or for which you are responsible)

Director's & Officer's Insurance

Directors’ and officers’ liability insurance – also known as D&O insurance – covers the cost of compensation claims made against your business’s directors and key managers (officers) for alleged wrongful acts.
Wrongful acts include:

  • breach of trust
  • breach of duty
  • neglect
  • error
  • misleading statements
  • wrongful trading

Directors’ and officers’ liability does not cover claims made against your organisation as a whole, only those made against individuals for alleged wrongful acts carried out in their capacity as directors or officers.

Engineering Insurance

Here at Bernadette O’Hare Insurance Services we have companies who provide engineering insurance, offering tailored policies for plant, machinery and building project.
Engineering Insurance covers include: ... Machinery and Sudden Unforeseen Damage (including loss of profits) – covers machinery from unexpected damage caused by breakdown and accidental damage and gives the flexibility to insure all of the machinery on the premises or to restrict cover to specific items

Farm Insurance

If you keep farm machinery, produce or deadstock, or farm buildings, our policies can provide insurance designed and tailored for your farm. If you are a livestock farmer, we can tailor a policy which insures you for a large variety of risks including options for loss of stray animals, theft, transit, mysterious disappearance, electrocution and fire.
At Bernadette O’Hare Insurance Services we can arrange farm insurance to cover a range of insurance risks from single farm item to a full farm combined policy.

Event Insurance

At Bernadette O’Hare Insurance Services we can insure peace of mind from the financial risk associated with organising or attending events. Whether you are organising or attending an event we can provide an Insurance product tailored for your needs. Our Insurance for Events policies includes Event Cancellation Insurance, Non Appearance insurance, Public and Employers Liability and Property insurance.

Event Insurance Cover can be used for a wide range of events from small to large including:

Exhibition insurance, conference insurance, concert insurance and festival insurance, fete insurance, carnival insurance, fireworks display insurance, parties insurance, wedding insurance, street party insurance, indoor and outdoor sporting event insurance, theatre insurance and much much more.

We have a team of experienced advisors waiting to take your details so that we can give you your competitive made to measure quotation

Call today for a quote and speak to one of our experienced team.